Q: What types of health insurance plans do you offer?
We work with 20 top-rated insurance carriers so that our clients have access to all health plan options. We offer ACA health plans, indemnity health plans, PPO health plans, major medical health plans, medically underwritten health plans, short term medical plans, group health plans, small business health plans, self-employed health plans and association health plans.
Q: When can I enroll?
With most health plans in the private insurance market, you can enroll at any time of year… not only when you have a qualifying life event. All individual health plans are month-to-month, with no annual contract period.
Many people change plans mid-year to save money, improve their health plan benefits, reduce their annual deductible or improve their plan network of providers.
Q: How do I know which health insurance plan is right for me?
Our experienced agents can help you to quickly and easily locate the best health plan based on your specific needs.
We can help to insure that the health plan you select meets these guidelines:
- The health plan allows you to choose your doctors and hospitals
- The monthly premium is within your budget
- The plan has benefits for checkups, doctor office and urgent care center visits, lab work, scans, hospital stays and surgeries, prescription drugs, ambulance services, major illnesses like cancer, and major accidents
- The health plan deductible is in a range that is comfortable for you
- The copays for medical services are in a range that works for you
- The insurance company highly-rated and financially secure
Q: Is there a cost to work with your agency?
No. Our professional services at DFW Direct Insurance are 100% free. We can save you time and money by shopping the entire private health insurance marketplace for you. We have a meet or beat rate guarantee, so you rest assured that you will always get the lowest available monthly premium.
Q: Why use an independent health insurance agent instead of enrolling myself?
Independent health insurance agents represent multiple insurance carriers and have access to dozens of health insurance plans that are not advertised on any public websites. An experienced independent health insurance agent can help you to quickly locate the best health plan with all the benefits you need, without paying for benefits that you would never use.
Q: Can you help me compare multiple insurance companies?
Yes! After a quick 5-minute needs assessment call, we can search over 200 health plans from multiple top-rated carriers to create a custom health plan for you.
Q: How long does enrollment take?
Most enrollments can be completed over a quick 5- to 10-minute phone call, and coverage can start as soon as the next day with many health plans.
Q: Can I enroll entirely online?
Most health plans require a licensed agent to enroll individuals and families in health plans. The agent protects the consumer from making common mistakes on the application. There is no cost for an experienced agent at DFW Direct Insurance to assist in enrolling you in a quality health plan