Monthly health insurance premiums can vary based upon a person’s age, gender, home zip code and tobacco use. Healthier people can join a medically underwritten health plan to save money without compromising benefits. These plans are not advertised on www.healthcare.gov. Monthly premiums start at $77 per month for individuals and $219 per month for families. Our experienced agents at DFW Direct Insurance can help you to shop for the best health plan at the lowest possible monthly cost.